"Nancy Knows" San Antonio Real Estate!Providing Comprehensive Real Estate Services to Home Buyers and SellersBuying a Home
The following articles provide useful information and are a great place to start if you're considering buying a home.
How to Choose a Home Here are some tips to help determine which house is best for you.
Once you've settled on a couple of preferred neighborhoods for your home search, it's time to pick out a few homes to view. Having a house features “wish list” keeps you focused on which features are most important to you.
When narrowing down your home search, consider the following:
1. know what types of home you want to buy Determine What Type of Home You Want to Buy There are several forms of home ownership: single-family homes, multiple-family homes, condominiums and co-ops.
Single-family homes: One home per lot.
Multiple-family homes: Some buyers, particularly first-timers, start with multiple-family dwellings, so they'll have rental income to help with their costs. Many mortgage plans, including VA and FHA loans, can be used for buildings with up to four units, if the buyer intends to occupy one of them.
Condominiums: With a condo, you own "from the plaster in." You also own a certain percentage of the "common elements" - staircases, sidewalks, roofs, etc. Monthly charges pay your share of taxes and insurance on those elements, as well as repairs and maintenance. A homeowner’s association administers the development.
Co-ops: In some cities, cooperative apartments are common. With co-ops, you purchase shares in a corporation that owns the whole building, and you receive a lease to your own unit. A board of directors, comprised of owners and elected by owners, supervises the building management. Monthly charges include your share of an overall mortgage on the building. Learn More
Why Use A Realtor
Real estate transactions involve one of the biggest financial investments of most people’s lifetime. Transactions today usually exceed $250,000. If you had a $250,000 income tax problem, would you attempt to deal with it without the help of a certified professional accountant? If you had a $250,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would be wise to work with a professional REALTOR® when you are buying a home. Learn More
Neighborhood Search Strategies for Limited Budgets
If you’re a first time-buyer with limited financial resources, it's wise to buy a home that meets your primary needs in the best neighborhood that fits within your price range. You can maximize your home purchase location by incorporating some of the following strategies into your neighborhood search: Learn More
Getting an Inspector
Real estate agents can usually recommend an experienced home inspector. Make sure to get an unbiased inspector. You can find one through word-of-mouth referrals, or look in the Yellow Pages or online under "Building Inspection" or "Home Inspection." Learn More
What is in an Offer?
A Residential Real Estate Agency Helping The Communities Of Alamo Heights | Balcones Heights | Castle Hills | Cibolo | Converse | Elmendorf | Fair Oaks Ranch | Grey Forest | Helotes | Hill Country Village | Kirby | Leon Valley | Live Oak | Lytle | Olmos Park | San Antonio | Schertz | Selma | Shavano Park | Somerset | Terrell Hills | Universal City | Von Ormy | Windcrest | China Grove | Hollywood Park | St. Hedwig | Cross Mountain | Scenic Oaks | Timberwood | Park Adkins | Atascosa | Macdona | Martinez | Sayers Bulverde | Fair Oaks Ranch | Garden Ridge | New Braunfels | San Antonio | Schertz | Selma | Canyon City | Fischer | Spring Branch | D'Hanis | Dunlay | Mico | Pearson | Rio Medina | Yancey | Castroville | Devine | Hondo | LaCoste | Lytle | Natalia | Bexar County | Comal County | Medina County | |
||||